Women and investing allocations to AI-driven ETFs have grown 18% since January She graduated from Purdue University in 1975 with an Associate of Applied Science in Nursing and served patients at Logansport Memorial and a family practice office during her career. She has established the Nancy Heckard Rhodes Nursing Scholarship to assist nursing students at Ivy Tech. Investments in fixed income securities are subject to the risks associated with debt securities generally, including credit, liquidity, interest rate, prepayment and extension risk. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can result in the decline in the bond’s price.  The value of securities with variable and floating interest rates are generally less sensitive to interest rate changes than securities with fixed interest rates. Variable and floating rate securities may decline in value if interest rates do not move as expected. Conversely, variable and floating rate securities will not generally rise in value if market interest rates decline. Credit risk is the risk that an issuer will default on payments of interest and principal. Credit risk is higher when investing in high yield bonds, also known as junk bonds. Prepayment risk is the risk that the issuer of a security may pay off principal more quickly than originally anticipated. Extension risk is the risk that the issuer of a security may pay off principal more slowly than originally anticipated. All fixed income investments may be worth less than their original cost upon redemption or maturity. Women and investing research from Fidelity shows female portfolios beating the market by 0.4% annually over the past decade. With Q3 GDP forecasts upgraded to 2.1%, opportunities in consumer staples and tech could see increased allocation from women-led funds.